What To Know About Relationship Loans & Fast Money Loans
We recently updated the application and approval process of our Relationship Loans and Fast Money Loans which are now processed instantly* and without a credit report. These loans are designed to provide you with quick financial assistance when you need it most.
Key Features
| • | Instant approval for eligible members. | | • | Relationship Loan amounts from $500–$2,500. | | • | Fast Money Loan amount is $1,000. | | • | Loan eligibility includes a minimum of 6-month membership, 2 months of direct deposit, and no past due payments on existing loans. | | • | The application fee is $25 and is non-refundable, regardless of approval. |
Important Details
| • | Payments are auto-deducted from the account where the loan was deposited. | | • | Interest rate is 17.99%. | | • | Be mindful of your financial obligations before applying. | | • | You can have up to two Relationship Loans at a time (total not exceeding qualified amount) and only one Fast Money Loan at a time. |
How It Works
| • | We calculate your eligible loan amount by taking 35% of your total direct deposit over the last 60 days. | | • | Each application incurs a $25 fee, which is charged whether you're approved or denied. If denied, please do not reapply as the decision is final. |
We're here to help in times of need, but please consider the impact on your finances before applying.
*Credit decisions will be provided to the member within 60 seconds of application submission. Relationship Loan amounts from $500–$2,500. Fast Money Loan amounts of $1,000. Loan terms of 12 months. | 
